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Critical Illness Insurance Details


100% of face amount per covered person

  • Heart Attack (Myocardial Infarction)

  • Cancer

  • Stroke

  • Major Organ Failure

  • End Stage Renal (Kidney) Failure

  • Cancer

  • Permanent Paralysis due to a Covered Accident

  • Coma

  • Blindness

  • Occupational Infectious HIV or Occupational Infectious Hepatitis B, C or D

25% of face amount per covered person

  • Coronary Artery Bypass Graft Surgery

  • Carcinoma in Situ

Product Features

  • The Maximum Benefit Amount for the policy is 100% of the face amount for each covered person

  • Coverage is portable a member can continue their coverage if they change jobs or retire

  • Benefits are paid in addition to other insurance the member may have with other insurance companies

  • Benefits may be used however the covered person chooses

  • $50 Wellness (Health Screening Benefit) $50 payable once per year per covered person for 24 health screening tests


  • Issue ages 17-70 for both the member and spouse

  • The member must be actively at work at the time of application

  • Dependent children (as defined in the policy)

Benefit Amount

  • Minimum of $5000

  • Maximum of $75,000 for the member ($40,000 for spouse as policyholder)

  • GI Amount of $5,000

  • Spouse Coverage under member is 50% of face amount

  • Dependent Children are 25%




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