Critical Illness Insurance Details
Coverage
· 100% of face amount per covered person
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Heart Attack (Myocardial Infarction)
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Cancer
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Stroke
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Major Organ Failure
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End Stage Renal (Kidney) Failure
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Cancer
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Permanent Paralysis due to a Covered Accident
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Coma
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Blindness
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Occupational Infectious HIV or Occupational Infectious Hepatitis B, C or D
· 25% of face amount per covered person
Product Features
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The Maximum Benefit Amount for the policy is 100% of the face amount for each covered person
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Coverage is portable – a member can continue their coverage if they change jobs or retire
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Benefits are paid in addition to other insurance the member may have with other insurance companies
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Benefits may be used however the covered person chooses
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$50 Wellness (Health Screening Benefit) $50 payable once per year per covered person for 24 health screening tests
Eligibility
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Issue ages 17-70 for both the member and spouse
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The member must be actively at work at the time of application
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Dependent children (as defined in the policy)
Benefit Amount
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Minimum of $5000
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Maximum of $75,000 for the member ($40,000 for spouse as policyholder)
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GI Amount of $5,000
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Spouse Coverage under member is 50% of face amount
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Dependent Children are 25%
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